The process of credit repair is also a concern of the Big Dreams Financial brand. A detailed description of its concept would be discussed below.
Concept Of Credit Repair
The concept of credit repair is aimed at spotting details that reveal poor credit standings by clients.
This poor credit standing may have occurred for several reasons, nonetheless, whatever the reason is, inaccurate credit standing is unacceptable by the Big Dreams Financial brand.
During a credit repair session, the lending company also aims to look at various basic concerns that could occur.
The lending company would most probably interesting in the previous budget designed by her clients.
A practical illustration of Credit Repair
The concept of credit repair could be practically discussed this way. A client brings his business proposal for financial aid.
In other to grant that client the proposal, the company would look out to see if there are loopholes in the past financial record of her clients.
Such loopholes may range from theft, mistaken identity, or credit discrepancies. Depending on its gravity, simple or extensive credit repair activities would be done.
The scope of Credit Repair
Although many lending companies claim to possess the ability to credit repair. Nonetheless, when the chips are down, their credit repairs are only done on a surface level. Leaving them prone to future crises with clients.
The scope and workability of credit repair are quite lengthy and detailed. Without a doubt, such activities would require a great deal of time to be concluded and justified.
Third parties which are not part of a client’s initial proposal do not possess the ability to remove any proposal detail. Not even the bank. Nonetheless, such details can be questioned with facts.
When disputed facts are brought before the company, its executives could decide to investigate further, or simply let it slide.
Rectification of queries
Query or dispute can be filed by a lending company if it suspects fraudulent activities on the part of clients.
However, looking out for such queries is not a regular occurrence in credit rectification. This is so because most lending processes are granted based on feasible assets and collaterals.
A point of caution for potential clients
Yes, more often than not, loan processing is not rejected on the ground of an incorrect entry in a statement but assets and collaterals.
However, that should not be a reason for customers to abandon the updating process of their financial statements.
A financial statement that is not up-to-date is already a turn-off for any client.
In line with the aforementioned, clients must endeavor to update financial statements and pavement as this improves the chances of getting a proposal granted by the lenders.
The strategy of Big Dreams Financials on Credit Repair
Unlike most other brands, the approach of Big Dream Financials on credit repair is quite a different one.
More often than not, the majority of companies throw caution to the wind concerning the credit repair investigation process. Nonetheless, that is not the stand of Big Dreams Financials.
Big Dreams Financials, make it a point of duty to aggressively challenge and query all inaccurate reports of clients no matter how long it has been.
This is ideal, as it serves as a protection for lenders if future difficulties in payments are encountered.
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